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Our Process/Services

While many firms may attempt to be everything to everyone, (sometimes causing expensive planning deficiencies), Sustar Financial Group focuses on helping make sure our clients are ready for their retirement years, which we refer to as Phase Two of your financial life (See ‘About Us’ section). While we can, and do, work with younger clients, we focus on the needs of those age 50 and over and their specific financial problems and opportunities.

Sustar Financial Group is a professional firm designed to assist retirees and pre-retirees in protecting their assets and standard of living. Services provided:

Retirement Planning
Advice as to the most appropriate ways to receive and reinvest money from IRA’s, 401(k)’s, Keogh’s, and other pension or retirement plans. In some situations we may be able to show you how to take distributions in a more tax-favored manner

Income Enhancements
Lifetime income planning with our Asset Cycle Portfolio System®, incorporating a combination of different strategies which may include securities, fixed products, and tax qualified annuities.

Insurance Services
There are many risks that our clients can face during their retirement years. Some of these risks include being over-insured or under insured, having the wrong deductible amount or the wrong coverage, or no coverage at all. We help you with comprehensive risk management assessments and solutions, including strategies to help your estate to pay death and estate taxes possibly for “pennies on the dollar” rather than dollar for dollar.

Long Term Care
Many retirees are worried about nursing home or long term care costs and how to pay for them. Traditional long term care premiums can be extremely expensive and, depending on your health, it can be hard to qualify for these options. If you do qualify it becomes a potentially expensive option should care not be utilized. We offer viable alternatives to traditional long-term care insurance. We teach you how to possibly meet the needs of care at home, in assisted living facilities and nursing homes by considering the concept of an Asset Based Long Term Care insurance plan.

Financial Estate Planning
Our office uses an estate planning team approach to help you with your estate planning needs. We coordinate planning goals with your legal and tax advisers or through referrals to local professionals that work closely with our firm.

Sustar Financial Group can address all of the above issues, as well as provide answers to your individual financial questions. Terry & Jason have a combined experience of over 40 years in the financial services industry. We work closely together with your Attorney and CPA. If you don’t have an Attorney or CPA, we can provide referrals to experienced attorneys and CPA’s.

Sustar Financial Group educates clients about their alternatives first and then helps them implement the proper solutions. Many clients have been able to better organize their financial affairs after they were made aware of the many solutions available.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.   |  (330) 345-8635