Our Process

While many firms may attempt to be everything to everyone, (sometimes causing expensive planning deficiencies), Sustar Financial Group focuses on helping making sure our clients are ready for their retirement years by both setting up and managing company retirement plans (401(k)’s, individual plans, plans for the self employed, etc.) and then focusing on the needs of those age 50 and over and their specific financial problems and opportunities.

Sustar Financial Group is a professional firm designed to assist retirement plan participants and retirees in helping protect their assets and standard of living. Services provided:

Retirement Planning

Advice as to the most efficient ways to set up a retirement plan for any size business, often allowing them to put away much more money than they thought possible toward retirement, and helping make sure that the fiduciary responsibilities of Section 404(c) are met for any employer or self employed business owner.

Also, advising our over 50 clients as to the most appropriate ways to receive and reinvest money from IRA’s, 401(k)’s, Keogh’s, and other pension or retirement plans. In some situations we may be able to show you how to take distributions in a more tax-favored manner.

Insurance Services

Comprehensive risk management solutions, including strategies to help your estate to pay death and estate taxes possibly for “pennies on the dollar” rather than dollar for dollar.

Long Term Care

We offer viable alternatives to traditional long-term care insurance, a potentially expensive option should care not be utilized. We teach you how to possibly meet the needs of care at home, in assisted living facilities and nursing homes by considering the concept of an Asset Based Long Term Care insurance plan.

Estate Planning

Our office uses an estate planning team approach to help you with your estate planning needs. We coordinate planning goals with your legal and tax advisers or through referrals to local professionals that work closely with our firm.

Income Enhancements

Lifetime income guarantees with tax qualified annuities.

Sustar Financial Group can address and provide expert solutions for all the above named as well as any individual financial questions. The lead Investment Advisor Representatives of our organization have a combined experience of over thirty-nine years in the financial services industry. We work closely together with your Attorney and CPA. Our consulting staff includes attorneys, CPA’s, and the largest financial services providers in the U.S.

Sustar Financial Group educates clients about their alternatives first and then assists them to implement the proper solutions. Many clients have been able to better organize their financial affairs after they were made aware of the many solutions available.

Terry M. Sustar, Owner
Sustar Financial Group
4379 Cleveland Road
Wooster, Oh 44691
(800) 852-0313